Xcollat

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Calculate the crypto collateral required for your loan

Lock your crypto as collateral, borrow stablecoins instantly, and unlock your assets after repayment. No selling. No hidden fees.

Please select a plan and scroll down to see full calculations.

Level I

  • Loan Range: $500 – $10,000
  • Duration: 3 Months
  • Fixed Interest: 3%
  • LTV: 50%

Level II

  • Loan Range: $10,000 – $30,000
  • Duration: 6 Months
  • Fixed Interest: 4%
  • LTV: 50%

Level III

  • Loan Range: $30,000 – $50,000
  • Duration: 12 Months
  • Fixed Interest: 6%
  • LTV: 50%

What is LTV?

LTV (Loan-to-Value) determines how much you can borrow relative to your collateral. At Xcollat, we use a conservative 50% LTV to protect users from liquidation risk while ensuring platform stability.

Loan Calculator

Enter how much you want to borrow to see required collateral and repayment.

Loan Amount-
Required Collateral-
Interest (3%)-
Duration3 Months
Total Repayment-
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